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Interested in buffing up on your Financial Planning and Retirement Planning Knowledge? Look no further. With our selection of articles you can educate yourself on a number of topics from social security to tax hurdles in retirement and much more!

Tuesday, September 20, 2022

A Revocable Living Trust is a document that specifies how you want your property to be distributed after your death. It's also called an "inter vivos" trust because it's created while you're still alive and living, so it can be changed...

Tuesday, September 13, 2022

When it comes to retiring early, some of the benefits are obvious. You get to live your life without the constraints of work, and you can pursue your own interests. But there are other good reasons for retiring early, and there are...

Tuesday, September 6, 2022

Longevity and the RetireeAccording to The Centers for Disease Control and Prevention, almost 75,000 Americans are centenarians, that is, they are more than 100 years old, and this aging demographic is having a dramatic impact on the...

Tuesday, August 30, 2022

Life insurance myths are some of the most persistent misleading misinformation affecting people planning retirement. These analytics are commonly severely lacking in adequate research to back up popular perceptions. Consequentially, a...

Tuesday, August 23, 2022

Retirement income is a topic that must be carefully discussed with your financial advisor to determine the best possible route for you. There are many sources of retirement income, and some work better for you than others. Having...

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Tuesday, August 16, 2022

As people get older, they often begin to think more about retirement. For many, this is a time to relax and enjoy the fruits of their labor finally. However, retirees must be mindful of their finances, especially during inflation. With...

Friday, August 12, 2022

Longevity and the RetireeAlmost 75,000 Americans are centenarians, that is, they are more than 100 years old, according to The Centers for Disease Control and Prevention, and this aging demographic is having a dramatic impact on the...

Tuesday, August 9, 2022

For a happy retirement, you need to have an income that will sustain the lifestyle you want. If you're getting a pension from work or someone else's work like your spouse, then congratulations - you're all set! But if not, it can be...

Tuesday, August 2, 2022

It's been just a few months since Covid-19, the novel coronavirus, made its debut on the world stage and sent shockwaves through economies and societies around the world. One of the most immediate concerns has been how the outbreak...

Tuesday, July 26, 2022

It's common advice for retirees to keep their home mortgage as a lien against their property and use their life savings to pay for their living expenses in retirement. That's because home equity has been one of the best investments for...

Tuesday, July 19, 2022

Are you worried about your retirement income? You're not alone. Many people are concerned that they won't have enough money to live on in retirement. One way to help ensure a comfortable retirement is to ensure your 401k is working for...

Tuesday, July 12, 2022

Don't worry too much about the retirement age, retirement benefits, and the ways to save for that special day when it all ends. The great news is you don't have to be ready to retire to enjoy life as long as you can live a healthy...

Tuesday, July 5, 2022

Social Security benefits are available to most people who work in the United States. Social Security retirement, disability and dependents benefits are available to workers who have paid into the system — but only if you're...

Tuesday, June 28, 2022

No one ever tells you the downsides to retirement. When you're working, your friends and family members are always asking, "When are you going to retire?" They paint a rosy picture of retirees spending their days on the golf course or...

Tuesday, June 21, 2022

How much money will you need to have saved for retirement? This is a question that many people are asking these days. The answer is not always easy to determine, as many factors need to be considered. In this article, we will discuss...

Tuesday, June 14, 2022

Based on the U.S. Bureau of Labor Statistics, only 55% of civilian adults take part in workplace retirement plans. Even those who invest fall short of the recommended percentage of their yearly earnings. Wealth management Vanguard data...

Monday, June 6, 2022

I bonds are a form of U.S. savings bond meant to protect the value of an investor’s money from inflation. The U.S. Treasury issued them to safeguard your money from losing value. The interest rates for I bonds are regularly...

Tuesday, May 31, 2022

Tuesday, May 24, 2022

Tuesday, May 17, 2022

Tuesday, May 10, 2022

Sunday, May 1, 2022

Sunday, April 24, 2022

Sunday, April 17, 2022

Sunday, April 10, 2022

Monday, March 28, 2022

Monday, March 21, 2022

Monday, March 14, 2022

Monday, March 7, 2022

Tuesday, March 1, 2022

Monday, February 14, 2022

Monday, February 14, 2022

Monday, February 7, 2022

Monday, January 31, 2022

Sunday, January 23, 2022

Sunday, January 16, 2022

Tuesday, January 11, 2022

Thursday, January 6, 2022

Monday, January 3, 2022

Monday, December 27, 2021

Tuesday, December 21, 2021

Tuesday, December 14, 2021

You've spent the better part of your working years planning for your comfortable retirement. As you celebrated your last official day of work, you already had a pretty good idea of the value of your financial investment portfolio and...

Monday, November 22, 2021

Internal Revenue Service has come with an initiative to assist elderly taxpayers. Tax Counseling for the Elderly (TCE) would feature individuals of 60 years and above only. There have been Cooperative agreements between IRS and...

Monday, November 15, 2021

Getting older has its nuisances as your health starts to decline, eyesight and hearing can deteriorate, you start having aches and pains in unexpected body parts. However, it does have its perks. Some of those benefits are in the form...

Monday, November 1, 2021

For many people, the dream of traveling in retirement is strong. You may want to plan trips to see your adult kids and grandkids a few times per year, and you likewise may have bucket list trips in mind. Because you do not have a job...

Monday, October 11, 2021

At the beginning of each New Year, individuals commonly take stock of various aspects of their lives. One of the frequently reviewed primary areas is personal finance. If you are thinking about retiring within the next few years or...

Monday, October 4, 2021

If you are like many people, you are probably looking forward to the time when you can retire. It marks the end of an era and serves as a reward for all the hard work you have done over the years. Retirement is a time you can truly...

Wednesday, September 1, 2021

How To Get Rid Of Your Accumulated Medical Debt In A Few Easy Steps Retirement planning and medical debt often go hand-in-hand. We try our best to save up money to use during our golden years. A nice little nest egg when we turn 65 and...

Wednesday, September 1, 2021

When a person thinks of retirement, they have a thousand things running through their mind. They are often met with a mix of emotions about the situation that they are going to be in. One one hand, retiring means that you get to sit...

Wednesday, September 1, 2021

Retiring is a special time for any individual. It's when you get to relax, be with family and friends, or pursue a hobby you were always interested in but just never had the time to. Of course, as you approach this last stretch of your...

Wednesday, September 1, 2021

When you think of a dream job, you might envision a venture that individuals pursue when they are younger. For example, many college students are asked about their dream job. However, as an older adult, you have the opportunity to...

Monday, August 2, 2021

The coming retirement tidal wave of the Baby Boomer generation is a cause for concern. There are many folks who have long dreamed of a leisurely retirement, but have either struggled to save or not prepared fully to fund their life...

Tuesday, July 27, 2021

Many people often get misleading information about financial planning for their retirement. It is imperative to learn about effective financial planning to avoid making mistakes that can lead to financial instability in the future. If...

Tuesday, July 13, 2021

In the retirement years of life, many people are often freed from the obligations that they had when they were working. This can be a highly valuable time in one's life, and yet it is often not treated as such. There are many benefits...

Thursday, July 8, 2021

No matter how much you have saved, it's important to remember that your returns will always vary. Instead of planning on regular returns each year, consider planning for volatility by varying what you withdraw and when. Be Ready to...

Thursday, July 8, 2021

Building a strong financial foundation for your future has probably been on your radar for a while. However, for many workers, the end of organized or paid employment can be rather amorphous. If your last day in the office is close...

Tuesday, June 29, 2021

The idea of running low on money in retirement is quite terrifying for many of us. Making sure that our funds will not only fulfill our needs but also make life a bit better for those we leave behind is worth the worry, as long as we...

Tuesday, June 22, 2021

While the Covid-19 pandemic ended millions of jobs, many Americans still saved toward retirement. Yet there's still a major retirement crisis in the United States today as half of Americans do not have enough savings to maintain their...

Tuesday, June 15, 2021

We are living at a progressive and prosperous time in history. Significant economic, technological, and medical advancements have been made, and it's only getting better. So it goes without saying that living a long, robust, and...

Thursday, May 20, 2021

If you are concerned about having sufficient financial resources after you retire, read on. We will discuss how to ensure a comfortable life during this phase of life. Future Expenses: How Much Will You Need? First and foremost, you...

Thursday, May 20, 2021

Your 50th birthday is a big milestone in your life, and once you’re past it, you need to ramp up your retirement planning. Hopefully, you’ve been doing at least some saving and building up a nest egg, even if you...

Thursday, May 20, 2021

Whether you planned to retire in 2021 or are heading into retirement due to other pressures, there are steps that you can take before you leave your full-time job. For example, you may need to decide what to do with your 401(k), how to...

Thursday, May 6, 2021

One of the most significant problems with most people’s retirement plans is that they do not account for changes in spending levels over the years. Most people with an intelligent plan will take into account inflationary...

Thursday, May 6, 2021

The 2020 pandemic has taught many of us that being self-sufficient is the best way to stay healthy. This means that you need to be able to work, work out, eat well and be entertained all in one space. Upsizing your home is one way to...

Tuesday, May 4, 2021

It's impossible to know when you're ready to retire. Few individuals choose to retire at a certain age, such as 60 or 65, and others set a financial target, like $1 million in a pension plan. Some indicators and milestones may indicate...

Tuesday, April 13, 2021

When it comes to planning a more comfortable and secure retirement, a robust and well-balanced investment portfolio is never an asset that should be taken lightly. Relying solely on federal-assistance programs and pension plans in...

Tuesday, April 13, 2021

Life insurance is one of those things that many people prefer to avoid thinking about because it often conjures up dark images. While we all know that our end will come, it may be difficult to realistically imagine that time. Many...

Tuesday, April 13, 2021

Americans are living nearly as long as ever. With a life expectancy of 78.4 years, there is good reason for any American to believe they will need to save for a long post-retirement life. However, this begs the question: How can you...

Sunday, March 28, 2021

Millions of people in the U.S. are unable to care for themselves and need long-term care services. Some people may need assistance in performing one or more self-care activities such as dressing, bathing and sometimes, walking, while...

Thursday, March 25, 2021

When it comes to retiring early, some of the benefits are obvious. You get to live your life without the constraints of work, and you are able to pursue your own interests. But there are other good reasons for retiring early, and there...

Wednesday, March 10, 2021

While it’s true that generalizations do not necessarily reflect the individual circumstances and therefore have limited value, there are fact-based reasons why the average woman faces greater hurdles than the average man does in...

Wednesday, March 10, 2021

Are your finances currently controlled by one person? It is rare for both parties in a marriage to handle the finances together. In an overwhelming number of cases, the wife leaves the husband to handle all financial issues. This may...

Thursday, February 25, 2021

In the past year, many have spent more time in their homes than ever before. This has gotten some thinking about moving or a second home. Building your dream home for retirement is not an uncommon goal many Americans have. However,...

Monday, February 22, 2021

With all of the day to day demands on your finances, sometimes it is difficult to have a strong grasp on what your overall financial picture really looks like. While many people may be very in tune with one segment of their financial...

Monday, February 22, 2021

Tax season is once again in full swing. While many concerned taxpayers file tax returns to meet the required deadline, criminals work harder to cash in and take advantage of the hectic tax season. Tax fraud remains a growing concern...

Tuesday, January 12, 2021

Many retirement investors have a considerable percentage of their investment in stocks and this has generally served them well. Stocks have recently been on a roll - indeed booming – at or near all-time highs. Some pundits think...

Tuesday, January 12, 2021

A few weeks into a New Year and many think about various aspects of their lives. One of the primary areas that is commonly reviewed is personal finance. If you are thinking about retiring within the next few years or longer, you may...

Tuesday, January 12, 2021

As we look ahead to a new year, we think of our goals and priorities. Some of these goals can involve getting an Estate Plan together. If you want to leave part of your estate to your stepchildren, you are required to specify that in...

Thursday, December 17, 2020

Inflation is something most Americans probably don't think about much, but it has a significant influence on their financial lives. Not only does inflation affect the prices of consumer goods, but the federal government also uses it as...